Hard Money and Bridge Capital

Bridge financing, also sometimes referred to as a ‘hard money’ or ‘equity’ based financing, is a loan through which a borrower receives funds that are usually secured by either commercial or residential real estate. This type of financing can help a borrower to acquire a property with speed and efficiency or be a short ‘bridge’ solution to repositioning an existing property. A bridge or hard money loan usually includes an ‘Exit Strategy’, which is the expectation that at the maturity of the bridge loan it will be repaid, replaced by conventional financing or by an alternative viable solution.
Royal Capital Group offers private money lending through its private investors throughout the Florida market. Additionally we proudly offer our services as a broker for bridge loan requests on a nationwide basis.

Royal Capital Group offers it clients the capability to obtain bridge financing for a variety of commercial property types.

Below is a range of the typical terms and conditions of financing that a borrower can expect:

Property TypesMultifamily, Retail, Light Industrial, Warehouse, Mixed Use, Medical Office, Office Building, Condo Units, Hospitality (Flagged), Other income producing properties – case by case
Ineligible Property TypesLand, Construction, Vacant Properties
Loan termsRange from 6 to 36 months (Per borrower request)
Loan PurposePurchase, R/T refinance or Refinance – cash out
Loan AmountsMin $2,500,000 to $100M+
Loan AmortizationInterest only
LTVup to 90% LTV (only income producing properties)
Interest RatesBetween 9% – 13%
Lender OriginationBetween 1% -3.5%
RecourseFull Recourse to principle
Prepayment PenaltyRange from none to term of the loan
Required ReportsCredit, appraisal (MAI preferred), Environmental (If applicable)
LocationNationwide (Loan minimums in western states)

Royal Capital Group

1680 Michigan Ave

Suite 700

Miami, FL 33139 - USA

Tel: 786.269.4744

Fax: 888.748.2719

Email: info@royalcapitalgroup.com